The next I Bond rate update, effective May 1, 2025, brings a notable shift: a fixed rate of 1.1% and a variable inflation rate of 2.86%, combining to an estimated 3.98% composite rate. Although lower than rates seen in the peak inflation years of 2022 and 2023, this rate still offers value for risk-averse investors. This in-depth forecast explains the economic drivers behind the chang... https://www.federalpensionadvisors.com/post/i-bond-rates-prediction-2025